Frequently asked questions

AgentCo helps independent agents and agencies grow: access to and appointments with top-rated property and casualty carriers, integrated lead generation and a sales pipeline, and UWOne AiMS, an AI-first agency management system that lowers service costs.

Both. We work with top-rated commercial and personal lines carriers, so you can write either or both, and earn direct appointments with them.

None. You always own 100% of your book, and every policy you write shows your agency's name on the declarations page, not ours.

Faster than you might expect. As soon as you've met the agreed book size and quality with a carrier, you can go direct.

Yes. That's one of the biggest advantages of AgentCo: go direct with one or more carriers and keep using us for additional markets.

Yes. Some agents decide the profit sharing and support they get through AgentCo are worth more than a direct contract. It's always your choice.

A low one-time initiation fee and no monthly fees. AgentCo has one of the best commission splits among market access providers, the same rate on new and renewal business, and as your book grows you may qualify for profit sharing and contingent commissions.

Commissions are deposited directly into your agency's bank account. You also get full access to your carriers' production and commission reports, so you always know where you stand.

The most carriers isn't the best strategy: more profitable agencies choose their carriers deliberately. We match you with the right mix and number of carriers for your agency, which also gets you to a direct contract sooner.

Yes. Working with the carriers, we train every agency partner to quote and sell each company's products, and offer sales training and process and procedure practices.

Established agencies writing $2M or more in premium fit the partnership: carriers plus integrated lead generation and an intelligent AMS. Individual agents and agencies under $2M fit agents & startups. Want only the technology? UWOne AiMS is available on its own.

Members work in UWOne AiMS, the AI agency management system from UnderwriteOne: automated email and task handling, automated certificates, smart document ingestion, and a sales pipeline in one place.

AgentCo is owned and run by independent insurance agents who have started agencies from scratch. We're dedicated to the independent agency channel and understand the struggles a new or smaller agency faces.

AgentCo is active in North Carolina, South Carolina, Tennessee and Arkansas. In another state? Call us at 888-243-6826; we may still be able to help.